The top 10 cashback and reward apps in 2025 in the United States can help you get deals on things you buy every day and save you money.
These apps give you cashback, discounts, and special perks when you buy groceries, eat at your favorite restaurant, or book travel. Costs of living are going up, so every dollar saved is important. These apps make it easier than ever to get money back on the things you buy.
You can get cashback on purchases, exchange points for gift cards, and even save even more with store sales if you use the right apps.
There's a choice for everyone, whether you like to scan receipts, use cashback offers, or get points automatically on linked cards. We'll look at the best cashback and award apps for 2025 that will make it easy for you to save the most money.
Why Should You Use Cashback and Reward Apps?
Cashback and reward apps have gained popularity because they allow users to save money effortlessly. Here are some reasons why these apps are beneficial:Earn Cashback on Purchases – Get a percentage of your money back on qualifying purchases.
Exclusive Discounts and Offers – Enjoy special deals unavailable elsewhere.
Passive Savings – Earn rewards simply by shopping as usual.
Stackable Savings – Combine cashback offers with discounts, promo codes, and store sales for maximum savings.
Simple Redemption – Most apps allow easy withdrawal of earnings through PayPal, direct deposit, or gift cards.
Top 10 Cashback and Reward Apps in 2025
1. Rakuten
Rakuten is one of the most trusted cashback apps in the USA. It partners with thousands of retailers, including Amazon, Walmart, and Target, to offer cashback on purchases. Users can earn cashback by shopping through the app or browser extension. Payments are issued via PayPal or check every quarter.
2. Ibotta
Ibotta specializes in grocery shopping rewards but also offers cashback on online and in-store purchases. Users can earn cashback by uploading receipts or linking store loyalty accounts. The app frequently features bonuses for additional savings.
3. Honey
Honey is a browser extension that automatically finds and applies the best coupon codes at checkout. Additionally, it offers a feature called Honey Gold, which gives users points that can be redeemed for gift cards.
4. Fetch Rewards
Fetch Rewards allows users to earn points by scanning receipts from grocery stores, restaurants, and retail shops. Points can be redeemed for gift cards to popular stores like Amazon, Starbucks, and Walmart.
5. Dosh
Dosh provides automatic cashback on purchases made with linked credit or debit cards. The app partners with numerous brands, including restaurants, hotels, and retailers. Users can withdraw earnings via PayPal, Venmo, or direct deposit.
6. Upside
Upside focuses on gas, groceries, and restaurants. Users can find nearby offers, pay with a linked card, and receive cashback automatically. This app is ideal for people who drive frequently and want to save on fuel expenses.
7. Shopkick
Shopkick offers rewards for walking into stores, scanning barcodes, and making purchases. Points, known as "kicks," can be redeemed for gift cards. This app is great for people who love earning rewards without spending extra money.
8. Swagbucks Live & Swagbucks
Swagbucks offers multiple ways to earn, including shopping, watching videos, answering surveys, and playing games. Users earn "SB" points that can be exchanged for cash via PayPal or gift cards to various retailers.
9. Receipt Hog
Receipt Hog rewards users for uploading receipts from any store. Users earn coins that can be converted into cash or Amazon gift cards. The app also offers sweepstakes entries for additional rewards.
10. MyPoints
MyPoints operates similarly to Swagbucks, allowing users to earn points through shopping, surveys, and watching videos. It offers frequent bonuses for new users and seasonal promotions.
How to Maximize Savings with Cashback and Reward Apps
To get the most out of these apps, consider the following strategies:
Use Multiple Apps – Different apps offer cashback at different retailers, so using multiple apps can increase your savings.
Stack Offers – Combine cashback apps with store promotions, credit card rewards, and manufacturer coupons for maximum discounts.
Check Offers Before Shopping – Some apps require activation of cashback deals before purchases.
Scan Receipts Regularly – Upload receipts as soon as possible to ensure you receive rewards.
Utilize Browser Extensions – Extensions like Honey and Rakuten automatically apply the best deals at checkout.
Link Credit/Debit Cards – Apps like Dosh and Upside work best when cards are linked for automatic cashback.
Redeem Rewards Wisely – Some apps offer better redemption options (e.g., PayPal cash vs. gift cards with bonuses).
In Summary
You can improve your savings all year long by using a variety of cashback and reward applications intelligently, stacking offers, and using rewards sensibly.
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